Subprime Lending

Explore the history of subprime lending, its rise and fall, and the consequences of unsustainable business models on global financial markets.

Explore the effects of subprime lending on Detroit's economy and residents, leading to widespread foreclosure and financial ruin.

The rise of Subprimia led to a nationwide US housing bubble and collapse, influenced by government policies, demographic changes, and technological advancements.

The transformation of mortgage lending from personal relationships to securitized markets had significant consequences for borrowers and lenders.

Explore the history and development of mortgage finance in the United States, from its roots in 17th century Dutch practices to the modern era of mortgage-backed securities.

Explore the impact of relying on home equity as a safety net in light of shifting economic trends and historical precedents.

The rise of household indebtedness in America, a phenomenon driven by financial deregulation, subprime lending, and credit card usage, has significant implications for individual households, the economy, and policymakers.

The rise of credit-driven consumerism in post-war America led to increased consumption patterns, rising debt levels, and widening income inequality.